Charles Church

Schemes

Schemes to help you buy

Charles Church has a range of schemes available including Home Change and Part Exchange that can make it easier for you to buy your dream home. Whether you’re a first-time buyer, looking to downsize, or have a growing family, we’re sure to have a scheme to suit your circumstances perfectly.

Buying your ideal new Charles Church home could be more affordable than you think.

Part Exchange

Our part exchange schemes enables you to buy the house of your dreams – worry-free!

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Deposit Boost

With Deposit Boost we could help you borrow less and secure a more competitive mortgage rate on your first home.

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Bank of Mum and Dad

If a family member is able to help out with the purchase of your first home, we'll thank them with a gift of £2,000.*

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Staircase Shared Ownership

Buy your own home step-by-step using Staircase, our Shared Ownership scheme. 

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Armed Forces/Key Worker Discount

If you're a key worker or member of the armed forces you could get a £500 discount for every £25,000 you spend on a new Charles Church home.

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Help to Buy - Wales

Move with just a 5% cash deposit using the Welsh Government's Help to Buy - Wales scheme

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Deposit Unlock

First-time buyers and existing homeowners can buy a house with just a 5% deposit.

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Own New Deposit Drop

Whether you're buying a house or an apartment, Own New Deposit Drop can provide access to mortgages of up to 95% with competitive rates. 

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First Home Fund

Just for first-time buyers in Scotland. Move with only a 5% deposit using the Scottish Government's First Home Fund

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Home Change

We can help sell your home in three simple steps

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Early Bird

Secure your new home before it’s officially released for sale.

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Forces Help to Buy 

British Armed Forces can borrow up to 50% of their salary using this scheme.

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Select Options

Add Select Options to your Charles Church home.

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