Schemes
Schemes to help you buy
Charles Church has a range of schemes available including Home Change and Part Exchange that can make it easier for you to buy your dream home. Whether you’re a first-time buyer, looking to downsize, or have a growing family, we’re sure to have a scheme to suit your circumstances perfectly.
Buying your ideal new Charles Church home could be more affordable than you think.
Own New Rate ReducerDiscover lower interest rates and smaller monthly payments, when you buy a new Charles Church home with Own New Rate Reducer. |
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Part ExchangeOur part exchange schemes enables you to buy the house of your dreams – worry-free! |
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Deposit BoostWith Deposit Boost we could help you borrow less and secure a more competitive mortgage rate on your first home. |
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Bank of Mum and DadIf a family member is able to help out with the purchase of your first home, we'll thank them with a gift of £2,000.* |
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Staircase Shared OwnershipBuy your own home step-by-step using Staircase, our Shared Ownership scheme. |
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Armed Forces/Key Worker DiscountIf you're a key worker or member of the armed forces you could get a £500 discount for every £25,000 you spend on a new Charles Church home. |
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Help to Buy - WalesMove with just a 5% cash deposit using the Welsh Government's Help to Buy - Wales scheme |
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Deposit UnlockFirst-time buyers and existing homeowners can buy a house with just a 5% deposit. |
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Own New Deposit DropWhether you're buying a house or an apartment, Own New Deposit Drop can provide access to mortgages of up to 95% with competitive rates. |
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First Home FundJust for first-time buyers in Scotland. Move with only a 5% deposit using the Scottish Government's First Home Fund |
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Home ChangeWe can help sell your home in three simple steps |
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Early BirdSecure your new home before it’s officially released for sale. |
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Forces Help to BuyBritish Armed Forces can borrow up to 50% of their salary using this scheme. |