Bespoke offers

Mortgage Assist Scheme: Up to £25k contribution Offer

1. This offer is available on selected Charles Church developments and plots only, subject to customer status and availability. In these terms “You” means the customer(s) and applies if the relevant Charles Church home is being acquired by one or more persons. “Us” and “Our” are references to Charles Church. “The Offer” means the offer detailed in paragraph 3 below. The provision of the Offer is strictly subject to these terms and conditions. “We” means Us and You. For the avoidance of any doubt if You comprise more than one person and either or any of You withdraw from the purchase of the Persimmon home, the person(s) so withdrawing shall not be entitled to the Offer.

2. Our sales representative will let You know in writing, prior to or on reservation of a Persimmon home whether or not You qualify for this Offer.

3. The Offer comprises a financial incentive and will be calculated on the basis of the actual mortgage offer that You intend accepting (We will need to see evidence of the projected payments from your financial advisor or lending institution prior to legal completion). The Offer is that We shall “contribute” to Your mortgage (by way of an allowance on the Price (see Clause 3.3 below) and this “contribution” shall be equal to the first twelve average monthly mortgage payments you will be due to make.

The offer comprises a financial incentive that:

3.1 Shall not in aggregate exceed 5% of the Price; and

3.2 is a sum that, regardless of the Price, shall not under any circumstances exceed £25,000; and

3.3 will be shown on the completion statement as a “deduction” from the completion balance when you complete (the Offer will not be given or paid to You by any other means)

3.4 The maximum £25,000 incentive is based on a Price of £400,000 or more.

4. Regardless of the Offer that We say You are entitled to receive on or prior to reservation of the Charles Church home, You will not be eligible to receive and take advantage of the Offer if You purchase the Charles Church home where any one or more of the following apply:

4.1 using a buy to let mortgage product; or

4.2 using the First Homes Scheme or other Discount from Market Value scheme; or

4.3 using any Government Help to Buy or similar scheme; or

4.4 using any Charles Church part exchange or home change scheme; or

4.5 using any shared ownership or shared equity scheme; or

4.6 where one or more of the purchasers is a corporate entity, LLP or partnership.

5. Charles Church shall have sole discretion to decide whether You are entitled to the Offer provided by this scheme. Charles Church reserves the right to suspend cancel or amend this Offer at any time without notice (Provided always that the terms of an Offer to an individual may not be amended where the availability of the Offer and eligibility for the Offer have been communicated in writing to that individual on or before reservation of a specific Charles Church home, without prejudice though to these terms and conditions). Any suspension, cancellation or amendment will be published on Charles Church’s website.

6. Notwithstanding Your potential entitlement to receive the Offer, these terms and conditions (and anything else communicated to You by Charles Church) do not give to You any period of exclusivity to purchase a particular plot and (unless a valid reservation agreement has been entered into between ourselves and remains in force and effect) We shall be entitled to enter into a reservation agreement with any third party at any time.

7. A professional legal adviser is required to carry out the legal formalities of buying the home and to represent your interests. Charles Church can provide you with a list of recommended solicitors and/or financial advisers as necessary. Charles Church cannot advise you on a mortgage. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE, YOUR EQUITY LOAN OR OTHER DEBT SECURED ON IT.

This offer is available on selected developments and plots only, subject to status and availability.

This offer cannot be used in conjunction with any other Charles Church offer.

This offer is not available on Buy to Let property purchases.

This offer is for Charles Church to contribute towards your deposit up to a maximum of 5% of the purchase price.

This sum will be agreed prior to the reservation of your property.

This offer is available to first time buyers and existing homeowners.

Purchasers are required to contribute a minimum 10% deposit.

Charles Church's contribution is paid to the purchaser’s solicitor at the time of completion.

Purchasers must meet the lender’s mortgage eligibility criteria.

Legal completion must take place on or before the date agreed at the time of reservation.

Charles Church reserves the right to withdraw or alter the terms of this offer at any time prior to payment of a reservation fee.

Purchase schemes cannot be used in conjunction with any other scheme.

Part Exchange is available on selected plots and subject to status. Part Exchange is available to existing homeowners only.

If you’re eligible for Part Exchange, we’ll organise the sale of your existing home from start to finish for you. We’ll agree a fair and realistic price for your house with you, based on independent estate agent valuations.

A professional legal adviser is required to be engaged by you to carry out the legal formalities of buying the home and to represent your interests. You’ll still have to cover the costs of solicitor fees and any certifications (i.e. for gas and electrics etc) required as part of the normal selling/buying process.

If you’re currently marketing your home, you’ll be responsible for all related costs with your current selling agent. It’s your responsibility to ensure you serve sufficient notice if signed up to a sole agency agreement or similar.

Charles Church can provide you with a list of our recommended solicitors and/or financial advisors as necessary. Charles Church cannot advise you on a mortgage. Part Exchange is subject to availability and may be withdrawn at any time without notice.

The Part Exchange scheme may not be available in conjunction with any other promotions or offers. Full details are available on request. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBT SECURED ON IT.

Properties over 10 years old will be subject to a satisfactory Home Buyers Report as part of the buying process.

Purchase schemes cannot be used in conjunction with any other scheme.

Terms & Conditions

This scheme is available on selected developments and plots only, subject to status and availability.
This offer cannot be used in conjunction with any other Charles Church offer.
This offer is not available on Buy to Let property purchases.
This offer is for Charles Church to contribute towards your deposit up to a maximum of 5% of the purchase price.
This sum will be agreed prior to the reservation of your property.
This offer is available to first time buyers and existing homeowners
Purchasers are required to contribute a minimum 5% deposit.
Persimmon's contribution is paid to the purchaser’s solicitor at the time of completion.
Purchasers must meet the lender’s mortgage eligibility criteria.
Legal completion must take place on or before the date agreed at the time of reservation.
Charles Church reserve the right to withdraw or alter the terms of this offer at any time prior to payment of a reservation fee.

Purchase schemes cannot be used in conjunction with any other scheme.