Charles Church

Help to Buy Plots South East

The Government's Help to Buy: Equity Loan scheme application closes on 31st October, but don't worry - we still have homes available. Here are the homes our South East region has available using Help to Buy...

 

*Last plots remaining at our South East developments*

Want to use the scheme before it ends? Here are the developments in our South East region where you can find remaining plots that fit the price cap criteria of the Help to Buy: Equity Loan scheme. 

THE HELP TO BUY ENDING TIMELINE

If you're a first-time buyer looking to buy with just a 5% deposit using Help to Buy, here’s what you need to know... 

Monday 31 October 2022: Final date for homebuyers to apply for the scheme (2021-2023)

If you're buying using the scheme, you must reserve the home and submit the Property Information Form to your Help to Buy agent by 6pm on Monday 31 October 2022. 

Saturday 31 December 2022: Homebuyer Practical Completion

This is the deadline for practical completion. By this date, Persimmon must have finished building your Help to Buy home so that it’s ready to move into. The home must have also been issued with a building warranty and a building regulations completion certificate.

Friday 31 March 2023: The scheme ends

You must complete on the purchase and move into your dream home by 31 March 2023.


Want to know more about Help to Buy?

The Help to Buy: Equity Loan scheme is available to first-time buyers on new-build properties in England. If you’re an eligible first-time buyer, the Government will lend you a minimum of 5% and up to 20% of the market value of your newly-built home.

You pay a deposit of 5% of the purchase price of your new home at exchange of contracts, and arrange a repayment mortgage of at least 25% of the purchase price of your new home.

How much you can spend on your home will depend on where you’re buying. For example, on developments in the South West the property price cap is £349,000, and in the North East it's £186,100. 

Click here to find out more about the scheme.

 

 

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