Should I buy a new home in 2025?
If you’ve been considering a move, 2025 could be the perfect moment. With encouraging shifts in the property market and a range of financial incentives available, now might be the time to find the home that truly suits your lifestyle.
Whether you're moving for more space, a better location, or simply to upgrade to something truly special, there’s a sense of renewed optimism in the market, and a Charles Church home could be your next exciting step.
A positive outlook for the year ahead
After a period of uncertainty, the housing market is beginning to stabilise. Property experts, including Zoopla, predict gentle growth in house prices of around 1%, with some areas seeing up to 2.5%. With more homes available and less competition among buyers, the landscape feels more balanced and promising.
Mortgage conditions are also improving. As of August 2025, the Bank of England’s base rate has eased to 4%, helping bring mortgage rates down to between 4% and 5%. Lenders are also softening affordability criteria, which means buyers may find they can borrow more than they could a year ago.
Meanwhile, rising rental prices continue to put pressure on tenants across the UK. If you’re in a position to buy, stepping onto—or up—the property ladder this year could be a financially rewarding decision.
Helping you move forward with confidence
At Charles Church, we understand that moving can seem daunting. That’s why we have several ways to help you on your journey.
Already own a home and looking to take your next step? Part Exchange could help you move sooner and more smoothly. We’ll act as your guaranteed buyer, saving you the hassle of chain delays and estate agent fees, so you can focus on the excitement of moving into your beautiful new Charles Church home.
If you’ve found your dream sanctuary but still need to sell your current property, our Home Change scheme is here to help. We’ll arrange valuations and market your home for you, taking the stress out of selling.
Discover our full range of ways to buy and find your perfect sanctuary today.
Energy efficiency and effortless living
Buying a new home is about creating a lifestyle that feels sustainable and comfortable from day one.
Older homes often come with hidden costs, from inefficient heating systems to expensive repairs. But a newly built Charles Church home offers a more energy-efficient, low-maintenance way of living.
In fact, a 2023 report by the Home Builders Federation found that buyers of new houses save an average of £183 per month on energy bills compared to similar older properties. New homes also use 55% less energy and emit 60% less carbon than older homes, making them a more future-proof choice.
And when it comes to modern standards, it’s estimated that bringing a second-hand home up to the same specification could cost upwards of £73,000. With our high-quality build, premium finishes and a 10-year insurance-backed warranty, your new home is ready to enjoy from the moment you move in.
Take the next step
With a calmer market, improving mortgage opportunities and the many benefits of buying new, 2025 could be a wonderful time to move forward with your next chapter.
And when you're ready, we’ll be here, offering beautiful homes, thoughtfully designed locations and support every step of the way.