Step by step guide to buying a home

Buying a new home is one of the biggest and most exciting decisions you'll ever make. To help things go smoothly, it helps to know what to expect. Our guide walks you through the buying journey, giving you a step-by-step guide to buying a home. Let’s get started.

Step 1. Finding your new property

This is where the excitement begins. Explore our developments in your chosen area, find the home that feels just right and secure your reservation. Your journey to a brand new home starts here.

Step 2. Instruct a conveyancer

Once you’ve reserved your home, it’s time to instruct a conveyancer – a specialist property lawyer who handles the legal and financial side of your purchase. Your sales executive can recommend a trusted local independent company if you need help finding one or you can find out more about the legal process of buying a home.

Step 3. Arrange your mortgage

We're here to make arranging your mortgage as simple as possible. We can recommend free and independent mortgage brokers, who can guide you through the process and help find the best deal for you. Or you can explore different mortgage options

Don’t forget, there’s a range of schemes available that could help make buying your dream home more affordable.

Step 5: Sell your property

If you have a home to sell, we're here to make the process simple and stress-free. Give your sales adviser the details of your selling agent or estate agent and they’ll keep track of your sale every week to ensure everything stays on track. Or explore our Part Exchange scheme for an even easier way to move into your new home without the hassle of selling.

Step 6: Exchange contracts and complete sale

This is the point when we’re both legally bound to the sale and purchase of your new home. Your conveyancer will:

  • Ensure all legal checks and property searches are complete
  • Confirm your mortgage is in place (if applicable)
  • Arrange for you to sign the contract and pay your deposit

Once contracts are exchanged, a completion date will be set. On that day, your conveyancer will arrange the transfer of funds, and just like that – your new home will officially be yours.

Step 7: Visit your new home

Before your completion date, you’ll be invited to a New Home Demonstration where we’ll show you how everything works. Around 9 days before completion, you’ll also have a Pre-Completion Inspection with your site manager to check over your new home. We’ll send your invitation six weeks before completion.

Step 8: Moving in

The big day is finally here! Your sales executive will confirm that the completion funds have been received before arranging a time for you to collect your keys – such an exciting moment. Then, it’s time to step inside, take a deep breath, and start making it truly yours. Welcome home!

Our promise to you

Buying a home is a big journey and we want to make it as smooth and stress-free as possible. That’s why we created the Charles Church Commitment – our promise to keep you informed, supported and cared for before, during, and long after you move in. From helpful updates to exceptional customer service, we’re with you every step of the way.

Charles Church Commitment

Getting ready to move?

If moving day is on the horizon, check out our Preparing to Move guide, complete with a handy checklist to keep everything on track.

Just moved in?

Just moved into your new Charles Church home? Settling in can feel like a whirlwind, but we’re here to help. Take a look at our handy guide on the first few days in your new home.

Ready to begin your buying journey?

Now that you know how buying a new build with us works, you might be ready to find your place to call home. Explore our development near you and take the next step toward your new beginning.

Find your new home

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