Ease your way onto the property ladder with homes for sale in Ashford
01 September 2011
With weekly reports of new mortgage products and deals coming to the market, Charles Church Southern is encouraging those thinking about moving onto or up the property ladder and don’t want to compromise on quality, to pay a visit to its Repton Park development in Ashford as the leading homebuilder has a range of desirable homes to view and tantalising buying options to match.
What’s more, the new Government-backed FirstBuy scheme is available on selected homes for sale in Ashford at Repton Park and is a welcomed boost to those seeking to make that first step onto the property ladder. In particular, those that have been waiting to find that perfect home with that little bit extra when it comes to additional features at an affordable price may just find what they are looking for.
FirstBuy, which is offered through equity loan funding of up to 20% of the purchase price of a property, means first time buyers just need to raise funding (a mortgage plus deposit) of at least 80% of the purchase price.
“Our collection of homes at Repton Park represents such great value for money,” states Tracey Lee, sales director for Charles Church Southern. She adds: “This coupled with the fact that mortgage lending is continuing to ease means our purchasers aren’t required to find such a large deposit as some financial institutions are starting to offer 90 per cent mortgages or even in some cases, no deposit at all. Plus the new FirstBuy scheme really is making owning your own home an affordable reality.”
In addition, Charles Church’s recommended independent financial advisers now have access to a greater variety of fixed, variable and tracker mortgages, and the fact that the Bank of England base rate remains at just 0.5 per cent means monthly mortgage payments are on average far more manageable than in previous years.
Tracey continues: “We’re here to reassure those who think they can’t afford to move, that this couldn’t be a better time to take advantage of the range of mortgage products and buying options available.
“Repton Park currently hosts a selection of one and two bedroom apartments and three bedroom houses, ideal for first time buyers and families alike. We urge househunters to come and talk to us about FirstBuy, together with other schemes such as our own Helping Hands shared equity scheme, as we are confident there will be a way to help them onto the property ladder.”