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Charles Church

IT’S EASY TO DEPOSIT YOURSELF INTO A BRAND NEW HOME IN FLINT

09 November 2011

Showing its commitment to getting more of Flintshire house hunters onto and up the property ladder, the leading housebuilder, Charles Church, has one special support scheme on the market which should come as welcome news to the region’s would-be home owners.

Showing its commitment to getting more of Flintshire house hunters onto and up the property ladder, the leading housebuilder, Charles Church, has one special support scheme on the market which should come as welcome news to the region’s would-be home owners.

Charles Church’s Shared Equity scheme enables qualifying house hunters to own 100 per cent of their property - with just a five per cent deposit - but only pay 85 per cent of its asking price, with the house builder providing an interest free loan of 15 per cent for the first five years.

Commenting on the success of its Shared Equity scheme, sales director for Charles Church North West, David Hodgson, says: “People can no longer rely on the same ease of access to finance through the mortgage market as they had done in previous years. Therefore, the onus now falls on our capacity and expertise to ensure they can still find an affordable way to buy. Whether that is by giving people as much time as possible to save for their deposit or enabling them to initially secure funding for a smaller percentage of their new home, we have the ability to do it.

“Incentives like Shared Equity, currently available at our Cornist View development off Windsor Drive in Flint, have become an increasingly important part of the support we offer home buyers and have ultimately developed from identifying the individual needs of customers throughout our developments.

“Our Shared Equity scheme increases the affordability of a property even further. In some cases we will even pay the five per cent deposit meaning the customer can obtain much better interest rates and, in turn, lower monthly mortgage repayments.

“We are able to provide an alternative to renting, which for many is now a much more expensive option each month than paying a mortgage. There remains a real desire amongst our customers to own their home rather than rent, but for many it’s simply a case of there not being enough supply to meet demand, which is why new homes and new developments, such at Cornist View, continue to be so well received.”

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