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Charles Church

Luxury Lancashire homes for first time buyers

03 July 2013

Charles Church North West has just released a selection of properties perfect for first time buyers, in a popular Lancashire village location

The region is currently offering two and three bedroom homes at The Coppice in Billinge, near Wigan, from just £138,995 and, with the Government’s new Help To Buy scheme, that gives local people the chance to get on the housing ladder for as little as £111,196*.

Sales director David Hodgson said: “We meet lots of people dreaming of owning their first home, and often they think it is completely out of reach. That is why Help To Buy is such a shot in the arm for buyers – it really does being home ownership within the grasp of many more people.

“Charles Church is renowned for its prestige luxury homes, built to a high standard and specification. This new release of smaller properties at The Coppice is perfect for first time buyers or downsizers who we know will be amazed by how much they can get for their money.

“Billinge is a great village, in a really convenient location, and The Coppice is a very popular development. Now, with Help To Buy, anyone wanting to purchase here will only need to put down a five per cent deposit – great news for first time buyers!”

Help To Buy was introduced in the Budget and is a shared equity scheme where the Government lends up to 20 per cent of the value of a new build property, meaning buyers only need to secure a 75 per cent mortgage.

The equity loan is interest free for the first five years and does not need to be paid back for 20 years or until the property is sold.

David Hodgson added: “Our ‘Moulton’ two bedroom homes include a downstairs cloakroom, kitchen and lounge with French doors to the garden, making it a fantastic first home.

“Meanwhile the three bedroom, three storey ‘Swale’ is a perfect family house with a lounge and dining kitchen, two bedrooms and a bathroom on the first floor and the entire top floor given to the master bedroom – all for just £124,796 with Help To Buy or £155,995 without the scheme.”

The Coppice, on the site of the former Billinge Hospital, offers easy access to the motorway network and open countryside. The development is open for viewings from Thursday to Monday, 11am to 6pm.

*Total purchase price £138,995 = 5% deposit £6,950 + 20% equity loan £27,799 + 75% mortgage £104,247. Prices correct at time of going to press.

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